We know it can be daunting moving into a care home and so can trying to understand the finance process of paying for the care too. It’s important that you have full transparency with costs when selecting your new home. This will differ for each individual so it’s important you get the right advice.

After your care assessment, you will need to book in for your financial assessment to see how much you are eligible to pay. Your local council will talk to you about your finances and property to distinguish how much you will have to contribute after looking at your income and capital.

Examples of income include:

  • interest on your savings
  • private or State Pension or both
  • Pension Credit, Attendance Allowance or the care component of Disability Living Allowance


Your capital might include:

  • savings
  • investments
  • any property you own (like your own home or a holiday home)

Before your financial assessment, make sure you get all the benefits you're entitled to. This is important because your contribution to your home fees will be based on all income, including benefits.

Full supporting information is available here - Paying your residential care or nursing home fees | nidirect

Mum is so well cared for. I'm no longer a carer but her daughter again.

Joan, Arlington